Hard Design: Payment System (Stripe/PayPal)

What is a payment 'authorization' vs 'capture'?

— Tests your understanding of this concept.

Answer Options

A Same operation, different names

B Authorization reserves funds on customer's card; capture actually moves the money to the merchant

C Authorization is for credit cards, capture for debit

D Authorization is optional, capture is mandatory

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This question is from the Design: Payment System (Stripe/PayPal) topic (System Design Cases).

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